Whoa ! One has to sympathize with people that are subjected to T H I S level of psychological torture….Security is good, fool-proof security is even better….But stretching things beyond a point such as implementing the kind of passwords that ADP did there or by injecting RFID chips into your bloodstream, particularly when one doesn’t even need to travel to the Soviet Russia for handheld RFID scanners ;) It is stuff like these that make people paranoid about online security. In their attempts at ensuring redundancies built-in to the system, companies seem to forget that at end of the day, its a human being that has to endure it all ;)